Travel credit card FAQs
A fee, as a percentage, on every spend in a foreign currency or with a merchant based overseas. GST is charged on the markup too.
Best travel credit cards
Travel cards earn more on flights and hotels and often include lounge visits. Compare the foreign currency markup too, since it applies to every overseas spend.
- Accelerated points or miles on travel
- Lounge visits on many cards
- Lower foreign currency markup on some cards
FeaturedAxis Bank Atlas Credit Card
Axis Bank
•••• •••• •••• ••••
Credit Card Compare
- 2,500 bonus points
- Complimentary airport lounge access
How much could you save on foreign fees?
Enter your yearly overseas and foreign-currency spend to see what each card saves below. The 3% rate is a typical card fee: change it if you know your current card's rate.
Compare 6 travel credit cards
| Card | Name and rating | Rewards program | Earn rate | Foreign transaction fee | Annual fee | Fee saving / yr | |
|---|---|---|---|---|---|---|---|
IDFC FIRST Bank •••• •••• •••• •••• Credit Card Compare | IDFC FIRST Bank Reward Points | 10 Reward Points per ₹200Uncapped | 0% | ₹0 | Save ~₹3,750a year | ||
HDFC Bank •••• •••• •••• •••• Credit Card CompareVisa | NeuCoins (Tata Neu) | 5 NeuCoins per ₹100Uncapped | 2% | ₹1,499 | Save ~₹1,250a year | ||
HDFC Bank •••• •••• •••• •••• Credit Card Compare | HDFC Bank Reward Points | 5 Reward Points per ₹200Capped | 2% | ₹2,500 | Save ~₹1,250a year | ||
Axis Bank •••• •••• •••• •••• Credit Card Compare | Axis Bank EDGE Miles | 2 EDGE Miles per ₹100Capped | 3.5% | ₹5,000 | |||
ICICI Bank •••• •••• •••• •••• Credit Card Compare | ICICI Bank reward points | 2 reward points per ₹100Uncapped | 3.5% | ₹500 | |||
ICICI Bank •••• •••• •••• •••• Credit Card Compare | ICICI Bank reward points | 6 reward points per ₹200Uncapped | 2% | ₹12,499 | Save ~₹1,250a year |
Travel by the numbers
6
Cards compared
0.05 pts per ₹1
Top earn rate
6
Cards earning rewards
₹3,666
Average annual fee
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Related card types
Sources
- Credit Card Compare
- How CardIQ scores cards