Credit Card Compare

Privilege Easy Credit Card

Data last updated 23 October 2026
49.36%
Purchase rate
₹1,500
Annual fee
12,500
Bonus points
Application

CardIQ

67Good

Good

Overall score, out of 100 · How this works

  • Airport lounge69
  • Rewards74
  • Sign-up bonus65
  • Travel59

Customer reviews

No reviews yet. Be the first to review the Privilege Easy Credit Card.

Pros & cons

What's good

  • 12,500 bonus points to start, worth around ₹12,500 at our ₹1-per-point valuation.
  • Complimentary airport lounge access (8 visits a year).
  • No fee to add an additional cardholder.

Worth noting

  • Joining fee ₹1,500 (Nil for Priority Customers). Annual fee ₹1,500 from 2nd year onwards; waived on spends of ₹5 lakhs in previous card anniversary year (certain categories excluded). GST applicable on all fees.
  • The 49.36% p.a. purchase rate sits in the most expensive quarter of cards (the median is 45% p.a.) if you carry a balance.

Card details

The basics

Additional cardholder fee
₹0 p.a.
Card tier
Platinum
Card type
Mastercard
Card use
Personal
Credit limit
Not published
Credit rating
Not published
Rewards program
Axis Bank EDGE Rewards

Eligibility

Instant approval
Not published
Joint application
Not published
Minimum age
Not published
Minimum income
Not specified
Residency
India
Temporary residents
Not published

Rates & fees

Ongoing interest rates

Cash advances
49.36% p.a.
Purchases
49.36% p.a.

Fees

Additional cardholder fee
₹0
Annual fee
₹1,500 p.a.
Annual fee (year 2+)
₹1,500 p.a.
Cash advance fee
2.5% of the amount
Foreign transaction fee
3.5%
Late payment fee
₹1,300
Over limit fee
₹500

Repayments

Interest-free period
Not published
Minimum repayment
Minimum Amount Due (MAD) as per statement

Balance transfers

This card has no promotional balance transfer offer. To move existing debt to a lower rate, compare balance transfer cards.

Introductory purchase offer

This card has no introductory purchase rate offer. If you're carrying a balance or planning a big spend, compare 0% purchase cards.

Rewards

Earn rate

Everyday spend
None
Bonus categories
None
Other purchases
None
Overseas spend
None
Reduced rate above monthly cap
None
Points cap
Uncapped
Points expiry
—

Sign-up bonus

Bonus spend required
1st transaction within 30 days of card issuance
Sign-up bonus
12,500 points

Where this card sits vs similar cards

Compared with every other personal credit card we list that has the feature. The further right the dot, the better this card does.

Sign-up bonus₹12,500Top 10% (2nd of 22 cards)
Overseas fee3.50%Better than most (14th of 49 cards)
Annual fee₹1,500 a yearNot as good as most cards (35th of 49 cards)
Purchase rate49.36%Among the weakest we track (45th of 49 cards)

Data as at October 2026. Rates change often, so check the issuer's terms. Factual information, not a recommendation.

Compare side by side

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Questions and answers

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Sources

Credit Card Compare
How CardIQ scores cards
Issuer
Axis Bank