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Best sign-up bonus credit cards

These cards give new cardholders bonus points, miles or cash once a set spend or fee is met. Compare the bonus, what you need to do to get it and the annual fee, with every figure from the bank's own pages. Many Indian cards give the welcome bonus on payment of the joining fee.

  • Bonus points or miles for new cardholders
  • Some bonuses need only the first fee or a small spend
  • Earn the usual rate on top
FeaturedAxis Bank Atlas Credit Card
  • 2,500 bonus points
  • Complimentary airport lounge access
Compare 29 sign-up bonus credit cards

Sign-up bonus by the numbers

29
Cards compared
6,011 pts
Average sign-up bonus
20 pts per ₹1
Top earn rate
₹30,000
Highest-value sign-up bonus
Samsung Axis Bank Infinite Credit Card
₹4,138
Average annual fee

Sign-up bonus credit card FAQs

Usually only new cardholders. Many banks exclude anyone who has held one of their cards recently; the bank's terms set the rule.

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