Axis Bank Shoppers Stop Credit Card
CardIQ
Good
Overall score, out of 100 · How this works
- Rewards73
- Sign-up bonus52
Customer reviews
No reviews yet. Be the first to review the Axis Bank Shoppers Stop Credit Card.
Pros & cons
What's good
- No fee to add an additional cardholder.
Worth noting
- Joining fee ₹500 + GST and annual fee ₹500 + GST. Annual fee waived if cumulative spend is ₹1 lakh or more in the anniversary year (excluding Rent and Wallet MCCs). Fees shown exclude GST.
- No balance transfer or introductory purchase offer.
Card details
The basics
- Additional cardholder fee
- ₹0 p.a.
- Card tier
- Not published
- Card type
- Not published
- Card use
- Personal
- Credit limit
- Not published
- Credit rating
- Not published
- Rewards program
- First Citizen (Shoppers Stop)
Eligibility
- Instant approval
- Not published
- Joint application
- Not published
- Minimum age
- 18 years old
- Minimum income
- Not specified
- Residency
- Resident of India
- Temporary residents
- Not published
Rates & fees
Ongoing interest rates
- Cash advances
- 45.00% p.a.
- Purchases
- 45.00% p.a.
Fees
- Additional cardholder fee
- ₹0
- Annual fee
- ₹500 p.a.
- Annual fee (year 2+)
- ₹500 p.a.
- Cash advance fee
- 2.5% of the amount
- Foreign transaction fee
- 3.5%
- Late payment fee
- ₹1,300
- Over limit fee
- ₹500
Repayments
- Interest-free period
- Not published
- Minimum repayment
- Minimum Amount Due (MAD) as per statement
Balance transfers
This card has no promotional balance transfer offer. To move existing debt to a lower rate, compare balance transfer cards.
Introductory purchase offer
This card has no introductory purchase rate offer. If you're carrying a balance or planning a big spend, compare 0% purchase cards.
Rewards
Earn rate
- Everyday spend
- None
- Bonus categories
- None
- Other purchases
- None
- Overseas spend
- None
- Reduced rate above monthly cap
- None
- Points cap
- Uncapped
- Points expiry
- FC Reward Points have a lifetime validity while the card is active; expire 365 days after card closure
Sign-up bonus
- Bonus spend required
- —
- Sign-up bonus
- —
Where this card sits vs similar cards
Compared with every other personal credit card we list that has the feature. The further right the dot, the better this card does.
Data as at October 2026. Rates change often, so check the issuer's terms. Factual information, not a recommendation.
Compare side by side
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Browse by card type
Compare the Axis Bank Shoppers Stop Credit Card against every other card in its category.
Questions and answers
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Sources
- Credit Card Compare
- How CardIQ scores cards
- Issuer
- Axis Bank