Credit Card Compare

EazyDiner IndusInd Bank Platinum Credit Card

Data last updated 23 October 2026
46.00%
Purchase rate
₹0
Annual fee
500
Bonus points
Application

CardIQ

37Basic

Basic

Overall score, out of 100 · How this works

  • Lifetime free53
  • Rewards35
  • Sign-up bonus23

Customer reviews

No reviews yet. Be the first to review the EazyDiner IndusInd Bank Platinum Credit Card.

Pros & cons

What's good

  • 500 bonus points to start, worth around ₹130 at our ₹0.25-per-point valuation.
  • No annual fee.
  • Earns 0.02 points per ₹1 on ATO and government payments, the same rate as everyday spend.
  • No fee to add an additional cardholder.

Worth noting

  • This is an LTF card (Life-Time Free) with no joining fees and no annual fees. GST is additional at current rate as notified by Ministry of Finance. No waiver condition applies as there is no fee.
  • The 46% p.a. purchase rate sits in the most expensive quarter of cards (the median is 45% p.a.) if you carry a balance.
  • Earns 0.02 points per ₹1 on everyday spend, around the dataset average.

Card details

The basics

Additional cardholder fee
₹0 p.a.
Card tier
Platinum
Card type
Visa
Card use
Personal
Credit limit
Not published
Credit rating
Not published
Rewards program
IndusInd Bank Reward Points

Eligibility

Instant approval
Not published
Joint application
Not published
Minimum age
18 years old
Minimum income
Not specified
Residency
India
Temporary residents
Not published

Rates & fees

Ongoing interest rates

Cash advances
46.00% p.a.
Purchases
46.00% p.a.

Fees

Additional cardholder fee
₹0
Annual fee
No annual fee
Cash advance fee
2.5% of the amount
Foreign transaction fee
2%
Late payment fee
₹1,300
Over limit fee
₹500

Repayments

Interest-free period
Not published
Minimum repayment
Minimum Amount Due is calculated as 2% of Total Amount Due or such other amount as may be determined by IndusInd Bank at its sole discretion.

Balance transfers

This card has no promotional balance transfer offer. To move existing debt to a lower rate, compare balance transfer cards.

Introductory purchase offer

This card has no introductory purchase rate offer. If you're carrying a balance or planning a big spend, compare 0% purchase cards.

Rewards

Earn rate

Everyday spend
None
Bonus categories
None
Other purchases
None
Overseas spend
None
Reduced rate above monthly cap
None
Points cap
Uncapped
Points expiry
Accumulated reward points will expire at the completion of every anniversary year.

Sign-up bonus

Bonus spend required
—
Sign-up bonus
500 points

Where this card sits vs similar cards

Compared with every other personal credit card we list that has the feature. The further right the dot, the better this card does.

Annual fee₹0Tied for best (1st of 49 cards)
Overseas fee2.00%Top 25% (9th of 49 cards)
Purchase rate46.00%Not as good as most cards (34th of 49 cards)
Sign-up bonus₹125Among the weakest we track (21st of 22 cards)

Data as at October 2026. Rates change often, so check the issuer's terms. Factual information, not a recommendation.

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Sources

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How CardIQ scores cards
Issuer
IndusInd Bank