Credit Card Compare

SpiceJet Axis Bank Voyage Black Credit Card

Data last updated 23 October 2026
45.00%
Purchase rate
₹2,000
Annual fee
Not published
Interest-free
Application

CardIQ

70Strong

Strong

Overall score, out of 100 · How this works

  • Airport lounge75
  • Rewards80
  • Sign-up bonus57
  • Travel68

Customer reviews

No reviews yet. Be the first to review the SpiceJet Axis Bank Voyage Black Credit Card.

Pros & cons

What's good

  • Complimentary airport lounge access (8 visits a year).
  • No fee to add an additional cardholder.

Worth noting

  • Joining Fee ₹2000 in year 1; Annual Fee is Nil in 1st year, ₹2000 from 2nd year onwards. Add-on Card Joining Fee and Annual Fee are Nil. Taxes as per Government norms applicable additionally. No waiver condition stated on this page.
  • No balance transfer or introductory purchase offer.

Card details

The basics

Additional cardholder fee
₹0 p.a.
Card tier
Black
Card type
Not published
Card use
Personal
Credit limit
Not published
Credit rating
Not published
Rewards program
SpiceClub Points

Eligibility

Instant approval
Not published
Joint application
Not published
Minimum age
18 years old
Minimum income
Not specified
Residency
Resident of India
Temporary residents
Not published

Rates & fees

Ongoing interest rates

Cash advances
45.00% p.a.
Purchases
45.00% p.a.

Fees

Additional cardholder fee
₹0
Annual fee
₹2,000 p.a.
Annual fee (year 2+)
₹2,000 p.a.
Cash advance fee
2.5% of the amount
Foreign transaction fee
3.5%
Late payment fee
₹1,300
Over limit fee
₹500

Repayments

Interest-free period
Not published
Minimum repayment
Minimum Amount Due (MAD)

Balance transfers

This card has no promotional balance transfer offer. To move existing debt to a lower rate, compare balance transfer cards.

Introductory purchase offer

This card has no introductory purchase rate offer. If you're carrying a balance or planning a big spend, compare 0% purchase cards.

Rewards

Earn rate

Everyday spend
None
Bonus categories
None
Other purchases
None
Overseas spend
None
Reduced rate above monthly cap
None
Points cap
Uncapped
Points expiry
—

Sign-up bonus

Bonus spend required
—
Sign-up bonus
—

Where this card sits vs similar cards

Compared with every other personal credit card we list that has the feature. The further right the dot, the better this card does.

Purchase rate45.00%Top 10% (4th of 49 cards)
Overseas fee3.50%Better than most (14th of 49 cards)
Annual fee₹2,000 a yearNot as good as most cards (36th of 49 cards)

Data as at October 2026. Rates change often, so check the issuer's terms. Factual information, not a recommendation.

Compare side by side

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Compare the SpiceJet Axis Bank Voyage Black Credit Card against every other card in its category.

Airport loungeRewardsSign-up bonusTravelView all →

Questions and answers

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Sources

Credit Card Compare
How CardIQ scores cards
Issuer
Axis Bank