Credit Card Compare

Indus Solitaire Credit Card

Data last updated 25 October 2026
46.00%
Purchase rate
₹30,000
Annual fee
5,000
Bonus points

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Application

CardIQ

15Basic

Basic

Overall score, out of 100 · How this works

  • Airport lounge18
  • Rewards4
  • Sign-up bonus5
  • Travel32

Customer reviews

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Pros & cons

What's good

  • 5,000 bonus points to start, worth around ₹1,000 at our ₹0.2-per-point valuation.
  • Complimentary airport lounge access (32 visits a year).
  • No fee to add an additional cardholder.

Worth noting

  • Joining fee INR 30,000 + GST; Annual fee INR 10,000 + GST from year 2, waived on spends of INR 10 lakhs or more in the previous anniversary year. Add-on card fee is NIL. GST is not included in the stated fee amounts. The ₹30,000 first-year fee (rising to ₹10,000) is still high for a Signature card, where the typical fee is about ₹3,000.
  • The 46% p.a. purchase rate sits in the most expensive quarter of cards (the median is 45% p.a.) if you carry a balance.
  • Earns 1 Reward Point per ₹100 on everyday spend, below the dataset average.

Card details

The basics

Additional cardholder fee
₹0 p.a.
Card tier
Signature
Card type
Not published
Card use
Personal
Credit limit
Not published
Credit rating
Not published
Rewards program
IndusInd Bank Reward Points

Eligibility

Instant approval
Not published
Joint application
Not published
Minimum age
Not published
Minimum income
Not specified
Residency
India
Temporary residents
Not published

Rates & fees

Ongoing interest rates

Cash advances
46.00% p.a.
Purchases
46.00% p.a.

Fees

Additional cardholder fee
₹0
Annual fee
₹30,000 p.a.
Annual fee (year 2+)
₹10,000 p.a.
Cash advance fee
2.5% of the amount
Foreign transaction fee
0%
Late payment fee
₹1,300
Over limit fee
₹500

Repayments

Interest-free period
Not published
Minimum repayment
2% of Total Amount Due or such other amount as may be determined by IndusInd Bank at its sole discretion

Balance transfers

This card has no promotional balance transfer offer.

Introductory purchase offer

This card has no introductory purchase rate offer.

Rewards

Earn rate

Everyday spend
1 Reward Point per ₹100
Bonus categories
None
Other purchases
None
Overseas spend
None
Reduced rate above monthly cap
None
Points cap
Uncapped
Points expiry
—

Sign-up bonus

Bonus spend required
Spend INR 1 lakh in first 30 days from card issuance date
Sign-up bonus
5,000 points

Where this card sits vs similar cards

Compared with every other personal credit card we list that has the feature. The further right the dot, the better this card does.

Overseas feeNo feeTied for best (1st of 91 cards)
Sign-up bonus₹1,000Middle of the market (16th of 37 cards)
Purchase rate46.00%Not as good as most cards (66th of 91 cards)
Rewards value₹1,080 a yearNot as good as most cards (46th of 61 cards)
Annual fee₹10,000 a yearAmong the most expensive (83rd of 91 cards)

Data as at October 2026. Rates change often, so check the issuer's terms. Factual information, not a recommendation.

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Questions and answers

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Sources

Credit Card Compare
Australian credit card statisticsHow CardIQ scores cards
Issuer
IndusInd Bank