LIC Axis Bank Signature Credit Card
CardIQ
Strong
Overall score, out of 100 · How this works
- Airport lounge81
- Lifetime free49
- Rewards85
- Travel73
Customer reviews
No reviews yet. Be the first to review the LIC Axis Bank Signature Credit Card.
Pros & cons
What's good
- No annual fee.
- Complimentary airport lounge access (8 visits a year).
- No fee to add an additional cardholder.
Worth noting
- Joining Fee and Annual Fee are both Nil (lifetime free). Add-on Card Joining Fee and Annual Fee are also Nil. GST applicable as per government norms. No waiver condition stated as fees are zero.
- No balance transfer or introductory purchase offer.
Card details
The basics
- Additional cardholder fee
- ₹0 p.a.
- Card tier
- Signature
- Card type
- Not published
- Card use
- Personal
- Credit limit
- Not published
- Credit rating
- Not published
- Rewards program
- Axis Bank EDGE Miles
Eligibility
- Instant approval
- Not published
- Joint application
- Not published
- Minimum age
- 18 years old
- Minimum income
- Not specified
- Residency
- Resident of India
- Temporary residents
- Not published
Rates & fees
Ongoing interest rates
- Cash advances
- 45.00% p.a.
- Purchases
- 45.00% p.a.
Fees
- Additional cardholder fee
- ₹0
- Annual fee
- No annual fee
- Cash advance fee
- 2.5% of the amount
- Foreign transaction fee
- 3.5%
- Late payment fee
- ₹1,300
Repayments
- Interest-free period
- Not published
- Minimum repayment
- Not stated on this page
Balance transfers
This card has no promotional balance transfer offer. To move existing debt to a lower rate, compare balance transfer cards.
Introductory purchase offer
This card has no introductory purchase rate offer. If you're carrying a balance or planning a big spend, compare 0% purchase cards.
Rewards
Earn rate
- Everyday spend
- None
- Bonus categories
- None
- Other purchases
- None
- Overseas spend
- None
- Reduced rate above monthly cap
- None
- Points cap
- Uncapped
- Points expiry
- —
Sign-up bonus
- Bonus spend required
- —
- Sign-up bonus
- —
Where this card sits vs similar cards
Compared with every other personal credit card we list that has the feature. The further right the dot, the better this card does.
Data as at October 2026. Rates change often, so check the issuer's terms. Factual information, not a recommendation.
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Browse by card type
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Questions and answers
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Sources
- Credit Card Compare
- How CardIQ scores cards
- Issuer
- Axis Bank