Credit Card Compare

Diners Club Privilege Credit Card

Data last updated 25 October 2026
45.00%
Purchase rate
₹1,000
Annual fee
50 days
Interest-free

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Application

CardIQ

54Fair

Fair

Overall score, out of 100 · How this works

  • Airport lounge52
  • Rewards50
  • Travel59

Customer reviews

No reviews yet. Be the first to review the Diners Club Privilege Credit Card.

Pros & cons

What's good

  • Complimentary airport lounge access (12 visits a year).
  • Earns 20 Reward Points per ₹200 on bonus categories.
  • No fee to add an additional cardholder.

Worth noting

  • ₹1,000 + applicable taxes (GST). Annual fee waived if ₹3,00,000 or more spent in a year before renewal date. Add-on card is lifetime free.
  • Earns 4 Reward Points per ₹200 on everyday spend, around the dataset average.
  • Requires a minimum income of ₹4,20,000 a year.
  • No balance transfer or introductory purchase offer.

Card details

The basics

Additional cardholder fee
₹0 p.a.
Card tier
Signature
Card type
Diners Club
Card use
Personal
Credit limit
Not published
Credit rating
Not published
Rewards program
HDFC Bank Reward Points

Eligibility

Instant approval
Not published
Joint application
Not published
Minimum age
21 years old
Minimum income
₹4,20,000 p.a.
Residency
Indian National
Temporary residents
Not published

Rates & fees

Ongoing interest rates

Cash advances
45.00% p.a.
Purchases
45.00% p.a.

Fees

Additional cardholder fee
₹0
Annual fee
₹1,000 p.a.
Cash advance fee
2.5% of the amount
Foreign transaction fee
3.5%
Late payment fee
₹1,300
Over limit fee
₹550

Repayments

Interest-free period
Up to 50 days on purchases
Minimum repayment
5% of (Finance Charge + Retail Spends + Cash Advance) or 100% of Finance Charges + 5% of (Retail Spends + Cash Advance), whichever is applicable; minimum ₹200

Balance transfers

This card has no promotional balance transfer offer.

Introductory purchase offer

This card has no introductory purchase rate offer.

Rewards

Earn rate

Everyday spend
4 Reward Points per ₹200
Bonus categories
20 Reward Points per ₹200 in bonus categories
Other purchases
None
Overseas spend
None
Reduced rate above monthly cap
None
Points cap
Uncapped
Points expiry
—

Sign-up bonus

Bonus spend required
—
Sign-up bonus
—

Where this card sits vs similar cards

Compared with every other personal credit card we list that has the feature. The further right the dot, the better this card does.

Interest-free days50 daysTop 10% (8th of 73 cards)
Rewards value₹5,400 a yearTop 25% (8th of 61 cards)
Purchase rate45.00%Top 25% (21st of 91 cards)
Overseas fee3.50%Better than most (33rd of 91 cards)
Annual fee₹1,000 a yearMiddle of the market (55th of 91 cards)

Data as at October 2026. Rates change often, so check the issuer's terms. Factual information, not a recommendation.

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Sources

Credit Card Compare
Australian credit card statisticsHow CardIQ scores cards
Issuer
HDFC Bank