Pride Signature Credit Card
CardIQ
Strong
Overall score, out of 100 · How this works
- Airport lounge80
- Lifetime free62
- Rewards84
- Travel81
Customer reviews
No reviews yet. Be the first to review the Pride Signature Credit Card.
Pros & cons
What's good
- No annual fee.
- Complimentary airport lounge access (8 visits a year).
- No fee to add an additional cardholder.
Worth noting
- The annual fee increases from ₹0 to ₹500 in the second year.
- No balance transfer or introductory purchase offer.
- Up to 50 interest-free days on purchases (below the 50-day median).
Card details
The basics
- Additional cardholder fee
- ₹0 p.a.
- Card tier
- Signature
- Card type
- Not published
- Card use
- Personal
- Credit limit
- Not published
- Credit rating
- Not published
- Rewards program
- Axis Bank EDGE Rewards
Eligibility
- Instant approval
- Not published
- Joint application
- Not published
- Minimum age
- 18 years old
- Minimum income
- Not specified
- Residency
- Resident of India or Non-Resident Indian; exclusively for Indian Defence personnel
- Temporary residents
- Not published
Rates & fees
Ongoing interest rates
- Cash advances
- 45.00% p.a.
- Purchases
- 45.00% p.a.
Fees
- Additional cardholder fee
- ₹0
- Annual fee
- No annual fee
- Annual fee (year 2+)
- ₹500 p.a.
- Cash advance fee
- 2.5% of the amount
- Foreign transaction fee
- 3.5%
- Late payment fee
- ₹1,300
Repayments
- Interest-free period
- Up to 50 days on purchases
- Minimum repayment
- MAD is computed as the sum of all instalments, all Fees, interest / finance charges, taxes, the amount utilized over the credit limit (if any) and 2% of remaining balance outstanding; minimum of INR 100
Balance transfers
This card has no promotional balance transfer offer. To move existing debt to a lower rate, compare balance transfer cards.
Introductory purchase offer
This card has no introductory purchase rate offer. If you're carrying a balance or planning a big spend, compare 0% purchase cards.
Rewards
Earn rate
- Everyday spend
- None
- Bonus categories
- None
- Other purchases
- None
- Overseas spend
- None
- Reduced rate above monthly cap
- None
- Points cap
- Uncapped
- Points expiry
- Effective 1st Oct 2025, the bank shall forfeit any unredeemed EDGE REWARD Points/Miles 30 days after the customer's credit card closure or if the minimum amount due on the customer's credit card remains outstanding for more than 90 days.
Sign-up bonus
- Bonus spend required
- —
- Sign-up bonus
- —
Where this card sits vs similar cards
Compared with every other personal credit card we list that has the feature. The further right the dot, the better this card does.
Data as at October 2026. Rates change often, so check the issuer's terms. Factual information, not a recommendation.
Compare side by side
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Browse by card type
Compare the Pride Signature Credit Card against every other card in its category.
Questions and answers
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Sources
- Credit Card Compare
- How CardIQ scores cards
- Issuer
- Axis Bank