IndusInd Bank Nexxt Credit Card
CardIQ
Basic
Overall score, out of 100 · How this works
- Airport lounge39
- Rewards28
- Travel39
Customer reviews
No reviews yet. Be the first to review the IndusInd Bank Nexxt Credit Card.
Pros & cons
What's good
- Complimentary airport lounge access.
- No fee to add an additional cardholder.
Worth noting
- Joining fee ₹10,000; Annual fee NIL from year 2. No waiver condition stated. GST applicable at standard rate. Add-on card fee NIL. The ₹10,000 annual fee is still high for a Platinum card, where the typical fee is about ₹1,250.
- The 46% p.a. purchase rate sits in the most expensive quarter of cards (the median is 45% p.a.) if you carry a balance.
- Earns 0.006667 points per ₹1 on everyday spend, below the dataset average.
- No balance transfer or introductory purchase offer.
Card details
The basics
- Additional cardholder fee
- ₹0 p.a.
- Card tier
- Platinum
- Card type
- Visa
- Card use
- Personal
- Credit limit
- Not published
- Credit rating
- Not published
- Rewards program
- IndusInd Bank Reward Points
Eligibility
- Instant approval
- Not published
- Joint application
- Not published
- Minimum age
- Not published
- Minimum income
- Not specified
- Residency
- India
- Temporary residents
- Not published
Rates & fees
Ongoing interest rates
- Cash advances
- 46.00% p.a.
- Purchases
- 46.00% p.a.
Fees
- Additional cardholder fee
- ₹0
- Annual fee
- ₹10,000 p.a.
- Cash advance fee
- 2.5% of the amount
- Foreign transaction fee
- 3.5%
- Late payment fee
- ₹1,300
- Over limit fee
- ₹500
Repayments
- Interest-free period
- Not published
- Minimum repayment
- Minimum Amount Due is calculated as 2% of Total Amount Due or such other amount as may be determined by IndusInd Bank at its sole discretion.
Balance transfers
This card has no promotional balance transfer offer. To move existing debt to a lower rate, compare balance transfer cards.
Introductory purchase offer
This card has no introductory purchase rate offer. If you're carrying a balance or planning a big spend, compare 0% purchase cards.
Rewards
Earn rate
- Everyday spend
- None
- Bonus categories
- None
- Other purchases
- None
- Overseas spend
- None
- Reduced rate above monthly cap
- None
- Points cap
- Uncapped
- Points expiry
- Reward points do not carry an expiration date
Sign-up bonus
- Bonus spend required
- —
- Sign-up bonus
- —
Where this card sits vs similar cards
Compared with every other personal credit card we list that has the feature. The further right the dot, the better this card does.
Data as at October 2026. Rates change often, so check the issuer's terms. Factual information, not a recommendation.
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Browse by card type
Compare the IndusInd Bank Nexxt Credit Card against every other card in its category.
Questions and answers
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Sources
- Credit Card Compare
- How CardIQ scores cards
- Issuer
- IndusInd Bank