Credit Card Compare

Samsung Axis Bank Infinite Credit Card

Data last updated 23 October 2026
55.55%
Purchase rate
₹5,000
Annual fee
30,000
Bonus points
Application

CardIQ

77Strong

Strong

Overall score, out of 100 · How this works

  • Airport lounge76
  • Cashback68
  • Rewards88
  • Sign-up bonus93
  • Travel60

Customer reviews

No reviews yet. Be the first to review the Samsung Axis Bank Infinite Credit Card.

Pros & cons

What's good

  • 30,000 bonus points to start, worth around ₹30,000 at our ₹1-per-point valuation.
  • Complimentary airport lounge access (8 visits a year).
  • Earns cashback on eligible spending.
  • No fee to add an additional cardholder.

Worth noting

  • Joining fee ₹5,000 in year 1 (same as annual fee). Annual fee from year 2 onwards: ₹5,000; waived on annual spends >₹7,00,000. Rent (MCC 6513) and wallet load (MCC 6540) transactions excluded from waiver calculation. Add-on card annual fee waived. GST additional as per Government norms. Tax not included in stated amounts. The ₹5,000 annual fee is still toward the top of the market (the median is ₹750).
  • The 55.55% p.a. purchase rate sits in the most expensive quarter of cards (the median is 45% p.a.) if you carry a balance.

Card details

The basics

Additional cardholder fee
₹0 p.a.
Card tier
Signature
Card type
Not published
Card use
Personal
Credit limit
Not published
Credit rating
Not published
Rewards program
Axis Bank EDGE Miles

Eligibility

Instant approval
Not published
Joint application
Not published
Minimum age
18 years old
Minimum income
Not specified
Residency
Resident of India
Temporary residents
Not published

Rates & fees

Ongoing interest rates

Cash advances
55.55% p.a.
Purchases
55.55% p.a.

Fees

Additional cardholder fee
₹0
Annual fee
₹5,000 p.a.
Annual fee (year 2+)
₹5,000 p.a.
Cash advance fee
2.5% of the amount
Foreign transaction fee
3.5%
Late payment fee
₹1,300
Over limit fee
₹500

Repayments

Interest-free period
Not published
Minimum repayment
Minimum Amount Due (MAD) as stated in card statement; late payment fee applies if MAD not paid by Payment Due Date.

Balance transfers

This card has no promotional balance transfer offer. To move existing debt to a lower rate, compare balance transfer cards.

Introductory purchase offer

This card has no introductory purchase rate offer. If you're carrying a balance or planning a big spend, compare 0% purchase cards.

Rewards

Earn rate

Everyday spend
None
Bonus categories
None
Other purchases
None
Overseas spend
None
Reduced rate above monthly cap
None
Points cap
Uncapped
Points expiry
Effective 1st October 2025, the Bank will reserve the right to forfeit unredeemed EDGE REWARD Points post 30 days of credit card closure or if the minimum amount due is outstanding for more than 90 days.

Cashback

Cashback cap
₹5,000 per month
Ongoing cashback
10% on eligible spend

10% cashback on Samsung purchases (including EMI). Capped at ₹5,000 per month and ₹20,000 per annum. Credited directly to credit card statement.

Sign-up bonus

Bonus spend required
3 transactions within 30 days from card issuance date
Sign-up bonus
30,000 points

Where this card sits vs similar cards

Compared with every other personal credit card we list that has the feature. The further right the dot, the better this card does.

Sign-up bonus₹30,000Best in market (1st of 22 cards)
Overseas fee3.50%Better than most (14th of 49 cards)
Annual fee₹5,000 a yearAmong the most expensive (45th of 49 cards)
Purchase rate55.55%Among the weakest we track (46th of 49 cards)

Data as at October 2026. Rates change often, so check the issuer's terms. Factual information, not a recommendation.

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Sources

Credit Card Compare
How CardIQ scores cards
Issuer
Axis Bank