Credit Card Compare

MY ZONE EASY Credit Card

Data last updated 23 October 2026
40.80%
Purchase rate
₹500
Annual fee
50 days
Interest-free
Application

CardIQ

72Strong

Strong

Overall score, out of 100 · How this works

  • Cashback98
  • Rewards45

Customer reviews

No reviews yet. Be the first to review the MY ZONE EASY Credit Card.

Pros & cons

What's good

  • The 40.8% p.a. purchase rate is among the lowest ongoing purchase rates (the median card charges 45% p.a.).
  • The ₹500 annual fee is low: it undercuts the ₹750 median.
  • Earns cashback on eligible spending.
  • No fee to add an additional cardholder.

Worth noting

  • Standard Joining Fee ₹500 and Standard Annual Fee ₹500 from year 1 onwards. GST applicable as per government norms. No waiver mentioned. Add-on card joining and annual fees are NIL.
  • Earns 0.02 points per ₹1 on everyday spend, around the dataset average.
  • No balance transfer or introductory purchase offer.
  • Up to 50 interest-free days on purchases (below the 50-day median).

Card details

The basics

Additional cardholder fee
₹0 p.a.
Card tier
Platinum
Card type
Visa
Card use
Personal
Credit limit
Not published
Credit rating
Not published
Rewards program
Axis Bank EDGE Miles

Eligibility

Instant approval
Not published
Joint application
Not published
Minimum age
Not published
Minimum income
Not specified
Residency
India
Temporary residents
Not published

Rates & fees

Ongoing interest rates

Cash advances
40.80% p.a.
Purchases
40.80% p.a.

Fees

Additional cardholder fee
₹0
Annual fee
₹500 p.a.
Annual fee (year 2+)
₹500 p.a.
Cash advance fee
2.5% of the amount
Foreign transaction fee
3.5%
Late payment fee
₹1,200
Over limit fee
₹500

Repayments

Interest-free period
Up to 50 days on purchases
Minimum repayment
Minimum Amount Due (MAD) by the due date

Balance transfers

This card has no promotional balance transfer offer. To move existing debt to a lower rate, compare balance transfer cards.

Introductory purchase offer

This card has no introductory purchase rate offer. If you're carrying a balance or planning a big spend, compare 0% purchase cards.

Rewards

Earn rate

Everyday spend
None
Bonus categories
None
Other purchases
None
Overseas spend
None
Reduced rate above monthly cap
None
Points cap
Uncapped
Points expiry
—

Cashback

Ongoing cashback
25% on eligible spend

25% cashback on online and box office movie ticket purchases (MCC 7832 or MCC 7922). Capped at ₹1,000 per calendar year. No reward points earned on movie offer transactions.

Sign-up bonus

Bonus spend required
—
Sign-up bonus
—

Where this card sits vs similar cards

Compared with every other personal credit card we list that has the feature. The further right the dot, the better this card does.

Purchase rate40.80%Top 10% (2nd of 49 cards)
Interest-free days50 daysTop 10% (3rd of 24 cards)
Overseas fee3.50%Better than most (14th of 49 cards)
Annual fee₹500 a yearBetter than most (17th of 49 cards)

Data as at October 2026. Rates change often, so check the issuer's terms. Factual information, not a recommendation.

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Questions and answers

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Sources

Credit Card Compare
How CardIQ scores cards
Issuer
Axis Bank