Flipkart Axis Bank Credit Card
CardIQ
Good
Overall score, out of 100 · How this works
- Cashback87
- Lifetime free56
- Rewards24
Customer reviews
No reviews yet. Be the first to review the Flipkart Axis Bank Credit Card.
Pros & cons
What's good
- No annual fee.
- Earns cashback on eligible spending.
- No fee to add an additional cardholder.
Worth noting
- The annual fee increases from ₹0 to ₹500 in the second year.
- The 55.55% p.a. purchase rate sits in the most expensive quarter of cards (the median is 45% p.a.) if you carry a balance.
- 3.5% foreign transaction fee on overseas spending, at the high end of the market.
- Earns no rewards points on spending.
Card details
The basics
- Additional cardholder fee
- ₹0 p.a.
- Card tier
- Not published
- Card type
- Not published
- Card use
- Personal
- Credit limit
- Not published
- Credit rating
- Not published
- Rewards program
- None
Eligibility
- Instant approval
- Not published
- Joint application
- Not published
- Minimum age
- 18 years old
- Minimum income
- Not specified
- Residency
- Resident of India; primary cardholder aged 18 to 70
- Temporary residents
- Not published
Rates & fees
Ongoing interest rates
- Cash advances
- 55.55% p.a.
- Purchases
- 55.55% p.a.
Fees
- Additional cardholder fee
- ₹0
- Annual fee
- No annual fee
- Annual fee (year 2+)
- ₹500 p.a.
- Cash advance fee
- 2.5% of the amount
- Foreign transaction fee
- 3.5%
- Late payment fee
- ₹1,300
- Over limit fee
- ₹500
Repayments
- Interest-free period
- Up to 50 days on purchases
- Minimum repayment
- Sum of all instalments, fees, interest and finance charges, taxes, any amount over the credit limit and 2% of the remaining balance outstanding, plus any unpaid minimum due from earlier statements; at least ₹100, or the total due if that is below ₹100 (Axis Bank MITC)
Balance transfers
This card has no promotional balance transfer offer. To move existing debt to a lower rate, compare balance transfer cards.
Introductory purchase offer
This card has no introductory purchase rate offer. If you're carrying a balance or planning a big spend, compare 0% purchase cards.
Rewards
Cashback
- Ongoing cashback
- 1% on eligible spend
7.5% on Myntra (capped at ₹4,000 per statement quarter), 5% on Flipkart and Cleartrip (capped at ₹4,000 per statement quarter per merchant), unlimited 4% on preferred merchants and unlimited 1% on other eligible categories; no cashback on utility and telecom, education, rent, wallet load, government services, insurance, gold and jewellery, fuel, financial institutions, cash advances and repayments.
Where this card sits vs similar cards
Compared with every other personal credit card we list that has the feature. The further right the dot, the better this card does.
Data as at October 2026. Rates change often, so check the issuer's terms. Factual information, not a recommendation.
Compare side by side
- Flipkart Axis Bank Credit CardvsHDFC Bank Millennia Credit Card
- Flipkart Axis Bank Credit CardvsTata Neu Infinity HDFC Bank Credit Card
- Flipkart Axis Bank Credit CardvsAmazon Pay ICICI Bank Credit Card
- Flipkart Axis Bank Credit CardvsKotak Cashback+ Credit Card
- Flipkart Axis Bank Credit CardvsCashback SBI Card
- Flipkart Axis Bank Credit CardvsAxis Bank Atlas Credit Card
- Flipkart Axis Bank Credit CardvsHDFC Bank Regalia Gold Credit Card
- Flipkart Axis Bank Credit CardvsICICI Bank Coral Credit Card
- Flipkart Axis Bank Credit CardvsICICI Bank Emeralde Private Metal Credit Card
- Flipkart Axis Bank Credit CardvsIDFC FIRST Millennia Credit Card
Browse by card type
Compare the Flipkart Axis Bank Credit Card against every other card in its category.
Questions and answers
No questions yet. Ask the first one about Flipkart Axis Bank Credit Card.
Sources
- Credit Card Compare
- How CardIQ scores cards
- Issuer
- Axis Bank
