Credit Card Compare

Flipkart Axis Bank Credit Card

Data last updated 7 October 2026
55.55%
Purchase rate
₹0
Annual fee
50 days
Interest-free

CardIQ

56Good

Good

Overall score, out of 100 · How this works

  • Cashback87
  • Lifetime free56
  • Rewards24

Customer reviews

No reviews yet. Be the first to review the Flipkart Axis Bank Credit Card.

Pros & cons

What's good

  • No annual fee.
  • Earns cashback on eligible spending.
  • No fee to add an additional cardholder.

Worth noting

  • The annual fee increases from ₹0 to ₹500 in the second year.
  • The 55.55% p.a. purchase rate sits in the most expensive quarter of cards (the median is 45% p.a.) if you carry a balance.
  • 3.5% foreign transaction fee on overseas spending, at the high end of the market.
  • Earns no rewards points on spending.

Card details

The basics

Additional cardholder fee
₹0 p.a.
Card tier
Not published
Card type
Not published
Card use
Personal
Credit limit
Not published
Credit rating
Not published
Rewards program
None

Eligibility

Instant approval
Not published
Joint application
Not published
Minimum age
18 years old
Minimum income
Not specified
Residency
Resident of India; primary cardholder aged 18 to 70
Temporary residents
Not published

Rates & fees

Ongoing interest rates

Cash advances
55.55% p.a.
Purchases
55.55% p.a.

Fees

Additional cardholder fee
₹0
Annual fee
No annual fee
Annual fee (year 2+)
₹500 p.a.
Cash advance fee
2.5% of the amount
Foreign transaction fee
3.5%
Late payment fee
₹1,300
Over limit fee
₹500

Repayments

Interest-free period
Up to 50 days on purchases
Minimum repayment
Sum of all instalments, fees, interest and finance charges, taxes, any amount over the credit limit and 2% of the remaining balance outstanding, plus any unpaid minimum due from earlier statements; at least ₹100, or the total due if that is below ₹100 (Axis Bank MITC)

Balance transfers

This card has no promotional balance transfer offer. To move existing debt to a lower rate, compare balance transfer cards.

Introductory purchase offer

This card has no introductory purchase rate offer. If you're carrying a balance or planning a big spend, compare 0% purchase cards.

Rewards

Cashback

Ongoing cashback
1% on eligible spend

7.5% on Myntra (capped at ₹4,000 per statement quarter), 5% on Flipkart and Cleartrip (capped at ₹4,000 per statement quarter per merchant), unlimited 4% on preferred merchants and unlimited 1% on other eligible categories; no cashback on utility and telecom, education, rent, wallet load, government services, insurance, gold and jewellery, fuel, financial institutions, cash advances and repayments.

Where this card sits vs similar cards

Compared with every other personal credit card we list that has the feature. The further right the dot, the better this card does.

Interest-free days50 daysTop 10% (2nd of 11 cards)
Annual fee₹500 a yearTop 25% (3rd of 11 cards)
Overseas fee3.50%Middle of the market (6th of 11 cards)
Purchase rate55.55%Among the weakest we track (10th of 11 cards)

Data as at October 2026. Rates change often, so check the issuer's terms. Factual information, not a recommendation.

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Questions and answers

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Sources

Credit Card Compare
How CardIQ scores cards
Issuer
Axis Bank