Credit Card Compare

Platinum Aura Edge Visa/Mastercard Credit Card

Data last updated 25 October 2026
47.40%
Purchase rate
₹0
Annual fee
Not published
Interest-free

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Application

CardIQ

50Fair

Fair

Overall score, out of 100 · How this works

  • Lifetime free48
  • Rewards51

Customer reviews

No reviews yet. Be the first to review the Platinum Aura Edge Visa/Mastercard Credit Card.

Pros & cons

What's good

  • No annual fee.
  • No fee to add an additional cardholder.

Worth noting

  • Joining fee NIL, Annual fee NIL for Platinum Aura Edge. No annual fee waiver condition stated (lifetime free). GST not mentioned as included.
  • The 47.4% p.a. purchase rate sits in the most expensive quarter of cards (the median is 45% p.a.) if you carry a balance.
  • No balance transfer or introductory purchase offer.

Card details

The basics

Additional cardholder fee
₹0 p.a.
Card tier
Platinum
Card type
Not published
Card use
Personal
Credit limit
Not published
Credit rating
Not published
Rewards program
IndusInd Bank Reward Points

Eligibility

Instant approval
Not published
Joint application
Not published
Minimum age
Not published
Minimum income
Not specified
Residency
Not published
Temporary residents
Not published

Rates & fees

Ongoing interest rates

Cash advances
47.40% p.a.
Purchases
47.40% p.a.

Fees

Additional cardholder fee
₹0
Annual fee
No annual fee
Cash advance fee
2.5% of the amount
Foreign transaction fee
3.5%
Late payment fee
₹1,300
Over limit fee
₹500

Repayments

Interest-free period
Not published
Minimum repayment
2% of Total Amount Due or such other amount as may be determined by IndusInd Bank at its sole discretion

Balance transfers

This card has no promotional balance transfer offer.

Introductory purchase offer

This card has no introductory purchase rate offer.

Rewards

Earn rate

Everyday spend
None
Bonus categories
8 savings points per ₹100 in bonus categories
Other purchases
None
Overseas spend
None
Reduced rate above monthly cap
None
Points cap
Uncapped
Points expiry
—

Sign-up bonus

Bonus spend required
—
Sign-up bonus
—

Where this card sits vs similar cards

Compared with every other personal credit card we list that has the feature. The further right the dot, the better this card does.

Annual fee₹0Tied for best (1st of 91 cards)
Overseas fee3.50%Better than most (33rd of 91 cards)
Purchase rate47.40%Not as good as most cards (72nd of 91 cards)

Data as at October 2026. Rates change often, so check the issuer's terms. Factual information, not a recommendation.

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Sources

Credit Card Compare
Australian credit card statisticsHow CardIQ scores cards
Issuer
IndusInd Bank