Credit Card Compare

PIXEL Play Credit Card

Data last updated 25 October 2026
45.00%
Purchase rate
₹500
Annual fee
50 days
Interest-free

Do you manage HDFC Bank card listings? Claim on Partner Central

Application60 second approval

CardIQ

60Good

Good

Overall score, out of 100 · How this works

  • Cashback98
  • Rewards23

Customer reviews

No reviews yet. Be the first to review the PIXEL Play Credit Card.

Pros & cons

What's good

  • Earns cashback on eligible spending.
  • No fee to add an additional cardholder.

Worth noting

  • ₹500 + GST. Waived if ₹20,000 spent in first 90 days (joining fee). Renewal fee waived if ₹1,00,000 spent in preceding 12 months. GST not included in stated fee. No separate add-on card fee mentioned (general MITC states add-on card is lifetime free).
  • Requires a minimum income of ₹3,00,000 a year.
  • Earns no rewards points on spending.
  • No balance transfer or introductory purchase offer.

Card details

The basics

Additional cardholder fee
₹0 p.a.
Card tier
Not published
Card type
Not published
Card use
Personal
Credit limit
Not published
Credit rating
Not published
Rewards program
None

Eligibility

Instant approval
Yes (response in ~60 seconds)
Joint application
Not published
Minimum age
21 years old
Minimum income
₹3,00,000 p.a.
Residency
Indian
Temporary residents
Not published

Rates & fees

Ongoing interest rates

Cash advances
45.00% p.a.
Purchases
45.00% p.a.

Fees

Additional cardholder fee
₹0
Annual fee
₹500 p.a.
Cash advance fee
2.5% of the amount
Foreign transaction fee
3.5%
Late payment fee
₹1,300
Over limit fee
₹550

Repayments

Interest-free period
Up to 50 days on purchases
Minimum repayment
5% of (Finance Charge + Retail Spends + Cash Advance) or 100% of Finance Charges + 5% of Retail Spends + Cash Advance, whichever applies; minimum ₹200

Balance transfers

This card has no promotional balance transfer offer.

Introductory purchase offer

This card has no introductory purchase rate offer.

Rewards

Cashback

Ongoing cashback
5% on eligible spend

5% on choice of 2 brand packs (Dining & Entertainment, Travel, Grocery, Electronics, Fashion); 3% on Amazon, Flipkart or PayZapp; 1% on UPI spends (RuPay variant only). CashBack credited as PIXEL CashPoints, valid 2 years. Max 15,000 CashPoints/month on 1% unlimited cashback category.

Where this card sits vs similar cards

Compared with every other personal credit card we list that has the feature. The further right the dot, the better this card does.

Interest-free days50 daysTop 10% (8th of 73 cards)
Purchase rate45.00%Top 25% (21st of 91 cards)
Overseas fee3.50%Better than most (33rd of 91 cards)
Annual fee₹500 a yearBetter than most (35th of 91 cards)

Data as at October 2026. Rates change often, so check the issuer's terms. Factual information, not a recommendation.

Compare side by side

Browse by card type

Compare the PIXEL Play Credit Card against every other card in its category.

CashbackView all →

Questions and answers

No questions yet. Ask the first one about PIXEL Play Credit Card.

Sources

Credit Card Compare
Australian credit card statisticsHow CardIQ scores cards
Issuer
HDFC Bank