Credit Card Compare

LIC Axis Bank Platinum Credit Card

Data last updated 25 October 2026
45.00%
Purchase rate
₹0
Annual fee
50 days
Interest-free

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Application

CardIQ

47Fair

Fair

Overall score, out of 100 · How this works

  • Lifetime free64
  • Rewards30

Customer reviews

No reviews yet. Be the first to review the LIC Axis Bank Platinum Credit Card.

Pros & cons

What's good

  • No annual fee.
  • Earns 2 Reward points per ₹100 on bonus categories.
  • No fee to add an additional cardholder.

Worth noting

  • Joining fee and annual fee are both Nil (lifetime free). No tax mentioned as included in these fees since they are zero.
  • Earns 1 Reward point per ₹100 on everyday spend, below the dataset average.
  • No balance transfer or introductory purchase offer.

Card details

The basics

Additional cardholder fee
₹0 p.a.
Card tier
Platinum
Card type
Not published
Card use
Personal
Credit limit
Not published
Credit rating
Not published
Rewards program
Axis Bank EDGE Rewards

Eligibility

Instant approval
Not published
Joint application
Not published
Minimum age
18 years old
Minimum income
Not specified
Residency
The individual should be a Resident of India
Temporary residents
Not published

Rates & fees

Ongoing interest rates

Cash advances
45.00% p.a.
Purchases
45.00% p.a.

Fees

Additional cardholder fee
₹0
Annual fee
No annual fee
Cash advance fee
2.5% of the amount
Foreign transaction fee
3.5%
Late payment fee
₹1,300

Repayments

Interest-free period
Up to 50 days on purchases
Minimum repayment
MAD is computed as the sum of all instalments, all Fees, interest / finance charges, taxes, the amount utilized over the credit limit (if any) and 2% of remaining balance outstanding.

Balance transfers

This card has no promotional balance transfer offer.

Introductory purchase offer

This card has no introductory purchase rate offer.

Rewards

Earn rate

Everyday spend
1 Reward point per ₹100
Bonus categories
2 Reward points per ₹100 in bonus categories
Other purchases
None
Overseas spend
None
Reduced rate above monthly cap
None
Points cap
Uncapped
Points expiry
Reward points earned in April 2021 will be valid until April 2022. If unused, they will be expired in May 2022.

Sign-up bonus

Bonus spend required
—
Sign-up bonus
—

Where this card sits vs similar cards

Compared with every other personal credit card we list that has the feature. The further right the dot, the better this card does.

Annual fee₹0Tied for best (1st of 91 cards)
Interest-free days50 daysTop 10% (8th of 73 cards)
Purchase rate45.00%Top 25% (21st of 91 cards)
Overseas fee3.50%Better than most (33rd of 91 cards)
Rewards value₹1,080 a yearNot as good as most cards (46th of 61 cards)

Data as at October 2026. Rates change often, so check the issuer's terms. Factual information, not a recommendation.

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Sources

Credit Card Compare
Australian credit card statisticsHow CardIQ scores cards
Issuer
Axis Bank